Money Lessons for Kids: 7-Week Family Financial Literacy Curriculum (PDF Guide)

Most of us learned money the expensive way, in our twenties, with real money. This guide is how your kids skip that part.

Seven lessons you run at your own kitchen table, one a week. Every one of them hangs on something your child does rather than something you explain. Splitting birthday cash into three jars. Dividing price by ounces in a grocery aisle. Signing a family loan you charge real interest on. Reading the gap between gross and net on a first pay stub.

Each lesson tells you the age it fits, what you need, what to say, and the mistake parents usually make. The run sheet at the back is built to print and stick on the fridge.

What is inside

• 11 designed pages, made to print or read on a screen
• Lesson 1 · Three jars, ages 5 to 8
• Lesson 2 · Some chores pay, most do not, ages 6 to 12
• Lesson 3 · The seven-day wait, ages 6 to 14
• Lesson 4 · What things actually cost, ages 8 to 14
• Lesson 5 · Become their bank, ages 9 to 16
• Lesson 6 · Be the loan shark, ages 12 to 18
• Lesson 7 · The first paycheck, ages 15 to 18
• A seven-week run sheet for the fridge

Every number in it is arithmetic you can check or a real cited study. What a credit card minimum payment actually costs. What $50 a month becomes over forty-five years. What FICA takes out of a first paycheck before income tax touches it.

No app, no subscription, no spreadsheet. Cash, a few jars, and about twenty minutes a week.

Instant PDF download.