The Subscription Audit: Find and Cancel the Charges You Forgot (PDF Guide)

Most people are off by more than a hundred dollars a month on what their subscriptions actually cost. In a 2022 C+R Research survey of 1,000 US consumers, people guessed $86 a month and were really spending $219. Not because they are careless. Because fifteen to thirty small charges land on different days, under merchant names nobody recognizes, in amounts small enough that your brain files the whole category as noise.

The Subscription Audit is the fix, and it takes one afternoon. After that, fifteen minutes a quarter.

Inside the 12 pages:

• The five places to look, in order, so nothing hides. Including the PayPal page most people have never opened.
• The six column ledger that turns "it's only $12.99" into a number you can actually decide against.
• Four buckets, no maybes. Keep, Downgrade, Pause, Cancel, with the rule that sorts every line.
• Two tie-breaker tests for the ones you go back and forth on.
• What happens on cancel day, including the retention offer you should turn down and the confirmation you need to keep.
• Four guardrails so the pile never rebuilds itself.
• A seven day plan and a tally box for what you got back.

No budgeting app to install. No spreadsheet you abandon in March. Read it once, run it this weekend.

Instant download. 12 page PDF, designed to read on any device or print at home.